IA American offers a range of life insurance policies for every stage of life, focusing on quality and affordability. They specialize in Final Expense insurance solutions for seniors, but also offer a range of packages for every stage of life.
Working with IA American, you have a range of policy options to choose from, no matter your needs, lifestyle, or stage of life. Their main plans include Whole, Term, Universal, and Final Expense coverage for seniors.
Final Expense Insurance:
IA American specializes in offering seniors options when they don’t otherwise have an insurance policy in place. Final expense insurance policies help to alleviate the financial burden of funeral, burial, and other end-of-life costs that would otherwise fall on family members.
With an IA American Final Expense insurance package, you can rest easy knowing your family’s financial futures are protected during an already difficult time.
Whole Life Insurance:
For those looking for predictable, life-long coverage that accumulates cash value, whole life insurance with IA American could be the option for you. Whole Life insurance packages provide a guaranteed death benefit with the added stability of fixed premiums. This makes it a reliable choice for anyone who wants to make sure their families will be taken care of. The added cash value component can also serve as an emergency fund or supplemental retirement income, which offers financial flexibility.
Universal Life Insurance:
For those looking for a more flexible insurance solution, IA American offers Universal Life insurance plans. Universal Life insurance offers adjustable premiums and death benefits, designed to suit changing financial circumstances. Universal life insurance packages are perfect for anyone looking for permanent coverage with the flexibility to adapt to future needs, including estate planning or adjusting to changing financial situations.
Term Life Insurance:
For those looking for a more affordable insurance solution, IA American also offers Term Life insurance. This type of package is perfect for young families looking for protection during key life stages, such as raising children, paying off a home, or covering other financial responsibilities.
IA American’s term life insurance plans come in a variety of term lengths, typically ranging from 10-30 years. In the event of an untimely passing, beneficiaries will receive a death benefit. These plans ensure your dependents are financially protected when they need it most.
